First Steps to Buying a Home

Here are some things to think about:

  • Have you had a steady job for 2-3 years that provides a reliable source of income?
  • Do you have a good record of paying your bills?
  • No outstanding debts such as credit card or car payments?
  • Do you have the means to pay a monthly mortgage?
  • Do you have money saved for a down payment?

If you have all of these things, you may be ready to purchase a home.

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